CarOwners Hub Terms

Service Eligibility & Scope

The Service is intended for use exclusively by individuals residing in Canada. By accessing or using the Service, you represent and warrant that you are a resident of Canada. We make no representation that the Service is appropriate or available for use in other locations.

Financing availability, rates, and promotional offers are subject to individual credit eligibility, lender policies, and local provincial regulations within Canada. Availability may vary depending on your specific location and eligibility criteria.

1. Acceptance of Terms

Welcome to CarOwners Hub. By accessing or using our website and mobile application (collectively, the "Service"), you agree to be bound by these Terms and Conditions. If you do not agree to all of these terms, do not use the Service.

2. Description of Service

CarOwners Hub provides a platform for vehicle owners to track vehicle equity, estimate market values, monitor loan details, and explore financial options such as trade-ins, refinancing, and cash-back offers. We act as a technology provider and lead generator for our partner automotive finance institutions.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information, vehicle valuations, equity estimates, and loan rates provided through the Service are estimates only and may not reflect actual market conditions or finalized lender offers. We do not guarantee the accuracy of any data provided by third-party sources.

4. User Accounts

To use certain features of the Service, you may be required to register for an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate and complete information during registration.

5. Privacy and Data Usage

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand how we collect, use, and share your information.

6. Third-Party Links and Services

The Service may contain links to third-party websites or services that are not owned or controlled by CarOwners Hub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Limitation of Liability

In no event shall CarOwners Hub, its directors, employees, or partners, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.